RL Transient and the Time Constant
One time constant covers 63%
Push the time t up from zero. Find the moment the inductor current reaches 63% of its final value, and that instant is the time constant τ.
Why a curve
An inductor opposes any change in current. As the source tries to push the current up, the inductor pushes back with a counter-emf proportional to di/dt. At first the current is zero, so nearly the whole source voltage lands on the inductor and drives the current up fast; as the current nears its final value I = V/R, the resistor takes more of the voltage and the voltage on the inductor — and so di/dt — shrinks, and the rise slows. So it is not a straight line but an exponential curve that keeps easing off.
The time constant τ = L/R
What sets the speed of the curve is the inductance divided by the resistance, τ = L/R. A large inductance opposes the change in current more strongly, so it is slow; a large resistance lets the circuit settle faster, so it is quick. In RC the resistance was on top, so larger meant slower; in RL the resistance is on the bottom, so larger means faster — flipped, mirror-like. τ has units of time, and after one time constant about 63% of the remaining distance to the target is covered. Filling the same fraction of what is left every τ is the signature of an exponential.
When is it “done”?
One time constant climbs to 63%, two to 86%, three to 95%. After five time constants it is past 99%, so in practice we call it done. That is why 5τ is the rule of thumb for how long a circuit takes to settle into a new current. This is the mirror of the RC transient: just as a capacitor resisted a change in voltage and filled with τ = RC, an inductor resists a change in current and climbs with τ = L/R. The decay when the current is cut follows the same τ.
Back to the first screen
As you pushed time forward, the inductor current started steeply and kept easing off, and the moment it touched 63% of the final value was exactly one time constant τ. Beyond that it filled the same share of the remaining distance every τ, and by about five time constants the curve had all but flattened. The single number τ = L/R held the entire speed of this curve. The story a capacitor told with RC, an inductor retells with current, mirror-like.