The Dot Convention and Polarity
Same side or opposite?
Switch how the currents enter the dots of the two coils. Do the two fluxes add up in the same direction, or cancel?
The dot marks the same-polarity end
Drawing the exact winding direction every time is tedious. So we agree to place one dot on the end of each coil that reaches the same polarity at the same instant. When current enters one dotted end, the flux direction of that coil is fixed, and the dot on the other coil tells you the polarity of the induced voltage to match.
Same side adds, opposite subtracts
When both currents enter the dots (or both leave them), the two fluxes overlap in the same direction and reinforce. The mutual term is then +M — aiding. If one enters the dot and the other enters the undotted end, the fluxes oppose and cancel, and the mutual term becomes −M — opposing. In series, Lₜ = L₁ + L₂ ± 2M, and the dots set the sign.
The dots even measure M
Measure the same two coils in series once aiding and once opposing, and the difference of the two totals is exactly 4M. The aiding connection gives L₁ + L₂ + 2M, the opposing one L₁ + L₂ − 2M, so subtracting leaves only 4M. Hence M = (L_aiding − L_opposing)/4 measures the mutual inductance directly.
Back to the first screen
With the dots on the same side, the two fluxes overlapped in the same direction and reinforced, and the total grew to L₁ + L₂ + 2M; on opposite sides they cancelled and it shrank to L₁ + L₂ − 2M. The dot is a device that records the sign of the mutual term without ever drawing the winding direction. In any coupled-circuit problem, the dot is the very first mark to read.