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Insurance claims

Phrases for calling your insurer after an accident — claims, coverage, fault.

Tap a phrase to see more

“I'd like to file a claim.”
claim
“I need to report an accident.”
accident
“Here is my policy number.”
policy number
“What's my deductible?”
deductible
“Is this covered?”
coverage
“When will the adjuster come?”
adjuster
“My claim was denied.”
denied
“Can I get reimbursed?”
reimbursement
“It wasn't my fault.”
fault

Each expression

I need to report an accident.

Examples

Hi, I need to report an accident from this morning.

A tree fell on the garage roof, so I need to report an accident to my home insurer.

Related

Here is my policy number.

Examples

Sure — here is my policy number: it starts with A-7.

Let me pull up the account — here is my policy number from the renewal letter.

Related

What's my deductible?

Examples

Before I repair it — what’s my deductible on this claim?

The screen cracked and a new one costs about a hundred — what’s my deductible?

Related

Is this covered?

Examples

A pipe burst and flooded the floor — is this covered?

My suitcase got lost on the way home — is this covered under the travel policy?

Related

When will the adjuster come?

Examples

I have the photos ready — when will the adjuster come to inspect it?

The contractor needs an estimate first — when will the adjuster come out to the house?

Related

Can I get reimbursed?

Examples

I paid the hotel out of pocket — can I get reimbursed?

I covered the towing fee at the scene — can I get reimbursed for that?

Related

It wasn't my fault.

Examples

They ran the red light — it wasn’t my fault.

I was fully stopped when they rear-ended me — it wasn’t my fault.

Related
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